LIFEWiZE Financial
Independent Marketing Organization

Your Career.
Your Contracts.
Our Commitment.

LIFEWiZE Financial partners with independent life agents who demand top-tier carrier access, competitive compensation, and a technology platform built to scale their business.

No captive contracts — you own your book
Street-level commissions from day one
48-hour carrier appointments
Full LIFEWiZE technology platform included

0+

Carrier Partners

0+

Contracted Agents

$0M+

Annual Premium

0%

Agent Retention

Carrier partners available through LIFEWiZE Financial

Mutual of OmahaTransamericaNational Life GroupNationwidePacific LifeProtectiveNorth AmericanForestersAmerican NationalAmerico
Carrier Partners

Appointed with the Industry's Best

We negotiate competitive contracts with top-rated carriers so you can focus on what matters — serving your clients.

Mutual of Omaha

Premier

Term, Whole Life, Disability

Transamerica

Premier

IUL, Term, Annuities

National Life Group

Premier

IUL, Term, Living Benefits

Nationwide

Premier

IUL, Term, Annuities

Pacific Life

Elite

IUL, VUL, Annuities

Protective

Elite

Term, UL, Annuities

North American

Elite

IUL, FIA, MYGA

Foresters

Premier

Term, Whole Life, Final Expense

American National

Select

Term, UL, Annuities

Americo

Select

Final Expense, Term, IUL

CUNA Mutual

Select

Term, AD&D, Disability

Global Atlantic

Select

FIA, MYGA, RILA

30+ carrier partnerships available. Specific availability varies by state and licensing.

Why LIFEWiZE Financial

Built for Independent Agents

We're not just another IMO. We're a technology-powered partner that gives you everything you need to grow.

Competitive Commissions

Street-level and above contracts from day one. No production tiers or hidden rollovers.

No Captive Contracts

You own your book. No non-competes, no release hassles. True independence.

Full Tech Platform

CRM, marketing, AI tools, training — the entire LIFEWiZE platform included at a reduced rate.

Fast Appointments

We handle the paperwork. Most carrier appointments are processed within 48-72 hours.

Dedicated Support

Direct access to leadership. Case design help, underwriting support, and sales coaching.

Qualified Leads

Contracted agents receive qualified leads. No cold calling required — we feed your pipeline.

Commission Structure

Transparent Compensation

No hidden fees, no production tiers to unlock. Competitive contracts from day one.

Independent Agent

Competitive base contracts with full platform access.

Street Level
Street-level commissions
30+ carrier appointments
Full LIFEWiZE platform ($500/mo)
Case design support
E-App & policy tracking
Agent community access
Get Started
Most Popular

Senior Producer

Higher commissions for proven producers.

Enhanced
Above-street commissions
Priority carrier processing
Full LIFEWiZE platform ($500/mo)
Qualified leads provided
Dedicated case manager
Advanced underwriting support
Monthly performance bonuses
Apply Now
For Leaders

Agency Builder

Build your team with recruiting overrides.

Override
Top-tier commissions
Recruiting overrides
Full LIFEWiZE platform ($500/mo)
Qualified leads provided
Team management dashboard
White-label marketing tools
Revenue share program
Direct leadership access
Schedule a Call
Get Started

How Contracting Works

From application to first policy — most agents are fully onboarded within a week.

01

Submit Your Application

Fill out our quick application form. We review your production history, persistency, and licensing.

02

Interview with Leadership

A brief call with our team to discuss your goals, carrier preferences, and how we can best support you.

03

Get Appointed

We handle all the paperwork. Most carrier appointments are processed within 48-72 hours.

04

Start Writing Business

Access the full LIFEWiZE platform, receive qualified leads, and start writing business immediately.

Apply for Contracting

No upfront fees · You own your book · Cancel anytime

Agent Testimonials

Trusted by Top Producers

Hear from agents who made the switch to LIFEWiZE Financial.

Switching to LIFEWiZE Financial was the best decision I made for my career. The carrier access, the commission structure, and the tech platform — it's everything I needed in one place.

MJ

Marcus Johnson

Senior Producer · 5 years

I was with a captive agency for 3 years. Going independent through LIFEWiZE Financial gave me better contracts, better support, and I actually own my book now.

RK

Rachel Kim

Independent Agent · 2 years

The leads program alone pays for itself. I went from cold calling to having qualified prospects delivered to me weekly. My production doubled in 6 months.

DT

David Torres

Contracted Agent · 8 months

What sets LIFEWiZE Financial apart is the support. I can call Casey directly if I need help with case design. Try getting that at a big IMO.

SM

Sophia Martinez

Agency Builder · 7 years

Fast appointments, competitive comp, and a full CRM platform for $500/mo. I was paying more than that for just a CRM before. No-brainer.

JO

James Okafor

Independent Agent · 3 years

I'm building a team now and the recruiting overrides are legit. The platform makes onboarding new agents seamless.

AC

Alyssa Chen

Agency Builder · 1 year

FAQ

Common Questions

Everything you need to know about contracting with LIFEWiZE Financial.

Ready to Go Independent?

Join 500+ agents who chose LIFEWiZE Financial for carrier access, competitive commissions, and a full technology platform.

Get Contracted Today

No upfront fees · You own your book · Cancel anytime